How Do You Pay for Home Health Care?
There are many different ways to pay for AseraCare’s Home Health
services. For this reason, AseraCare’s staff will work with you and
your insurance company to determine your healthcare benefits.
AseraCare’s Home Health services may be paid directly by the
patient, through private insurance coverage, worker’s compensation,
Medicare or Medicaid. Each type of insurance has different medical
and eligibility requirements that must be met before care is
authorized for insurance payment. Some insurance providers may
require pre-certification and may limit the number and types of
home health visits AseraCare Home Health can provide. Others may
require a co-payment or deductible for the service.
Always check with your insurance provider regarding terms of
coverage.
Medicare and Home Health Care
You may be eligible for the federal Medicare program if you are
aged 65 or older. To be eligible for Medicare home health coverage,
a patient must be homebound, under a physician’s care and in need
of medically necessary skilled nursing, physical therapy,
speech-language pathology services or continued occupational
therapy. A physician must authorize and periodically review the
patient’s home health care plan.
For more information on Medicare home health benefits, link
below to the Medicare web site and print their 21-page booklet,
“Medicare and Home Health Care.”
Medicare Booklet Link (99kb)
Other Public Programs for Home Health
Medicaid
is a program for low-income individuals operated jointly by federal
and individual state governments. Eligibility varies from state to
state, so contact your local social services agency to learn about
Medicaid requirements and benefits in your area.
The Veteran’s Administration covers home health care
services for veterans, if the individual is at least 50-percent
disabled due to a service-related injury or illness. A physician’s
authorization is necessary.
For more information, visit the U.S.
Department of Veteran's Affairs web site.
Contact AseraCare Home Health to Find the Best Solution
If you think your loved one might benefit from medical care at
home, AseraCare’s Home Health staff will work with you and your
insurance company to determine your home healthcare benefits.
To request assistance, fill out the form
or find the
AseraCare agency nearest you.