How Do You Pay for Home Healthcare?
There are many different ways to pay for AseraCare’s Home Health
services. For this reason, AseraCare’s staff will work with you and
your insurance company to determine your healthcare benefits.
AseraCare’s Home Health services may be paid directly by the
patient, through private insurance coverage, worker’s compensation,
Medicare or Medicaid. Each type of insurance has different medical
and eligibility requirements that must be met before care is
authorized for insurance payment. Some insurance providers may
require pre-certification and may limit the number and types of
home health visits AseraCare Home Health can provide. Others may
require a co-payment or deductible for the service.
Always check with your insurance provider regarding terms of
coverage.
Medicare and Home Healthcare
Senior home care patients may be eligible for the federal
Medicare program if you are aged 65 or older. To be eligible for
Medicare home health coverage, a patient must be homebound, under a
physician’s care and in need of medically necessary skilled
nursing, physical therapy, speech-language pathology services or
continued occupational therapy. A physician must authorize and
periodically review the patient’s home healthcare plan.
For more information on Medicare home health benefits, follow
the link below to the Medicare web site and download and print
their 21-page booklet, “Medicare and Home Healthcare.”
Medicare
Booklet Link (99kb)
Other Public Programs for Home Health
Medicaid
is a program for low-income individuals operated jointly by federal
and individual state governments. Eligibility varies from state to
state, so contact your local social services agency to learn about
Medicaid requirements and benefits in your area.
The Veteran’s Administration covers home healthcare
services for veterans, if the individual is at least 50-percent
disabled due to a service-related injury or illness. A physician’s
authorization is necessary.
For more information, visit the U.S.
Department of Veteran's Affairs web site.
Contact AseraCare Home Health to Find the Best Solution
If you think your loved one might benefit from home healthcare
services, AseraCare’s Home Health staff will work with you and your
insurance company to determine your home healthcare benefits.
To request assistance, fill out the form
or find the
AseraCare agency nearest you.